Turn your rent into credit
Build your credit history simply by paying your rent on time. Rented123 reports your payments to all major credit bureaus across Canada and the U.S.
Your rent is your biggest monthly payment — make it count
Reporting your rent can have a significant, lasting impact on your financial future.
Boost your credit score
On-time rent payments are reported to the bureaus, helping strengthen your credit profile month after month.
Unlock better loans
A stronger score can help you qualify for better rates, higher approvals, and the mortgage you're working toward.
Build financial history
Create a documented track record of reliable payments that supports your future financial goals.
Getting started is simple
Three quick steps stand between you and a stronger credit profile.
Verify your identity
Required for BUILD™, GROW™, and OWN™ — complete a quick ID verification and liveness check in minutes.
Choose your membership
Start free with MOVE™, or subscribe to BUILD™, GROW™, or OWN™ to activate rent reporting and rewards.
Report your rent monthly
Get friendly reminders and confirm your rent each month — we handle the bureaus.
Rent reporting starts with BUILD™
Start free with MOVE™. Upgrade to BUILD™, GROW™, or OWN™ when you're ready to report rent, earn rewards, and own sooner.
BUILD™ Membership
- Rent reporting to credit bureaus
- RentResume™ verified profile
- Member dashboard
- One-time ID verification required
- Upgrade to GROW™ or OWN™ anytime
Want a faster boost?
With Back Rent Reporting you can add up to 24 months of past on-time payments at once — often the single largest jump-start your credit will ever get.
Ready to build your credit?
Join thousands of renters taking control of their financial future. Sign up now and turn the rent you already pay into credit.