Award Winning Platform
Rent-to-Own Rewards™

Earn points with every rent payment

Pay rent through Rented123 SecurePay and earn Rent-to-Own Rewards™ points that build toward purchasing a home — not groceries or everyday marketplace spending.

How it works

Simple math, real rewards

For every $1,000 in rent paid through Rented123, you earn 1.5% back in rewards points.

Rent paid$1,000through Rented123
Earn rate1.5%on qualifying rent
You earn15 ptsRent-to-Own Rewards™

Earn Rented123 Rent-to-Own points with every rent payment processed through our SecurePay payment processing system. For each $1,000 in rent, Rented123 reports your payment as a line of credit (12 × $1,000 = $12,000 LC) and issues 1.5% Rented123 points to be used toward purchasing a home (conditions apply). Points are not transferable to other programs and cannot be assigned to other parties or programs. Points expire if you cancel your membership. You are required to be represented by an approved Rented123.com real estate agent.

Monthly rent examples

Rent paidPoints earned
$1,00015 points
$1,50023 points
$2,00030 points
$2,50038 points
Redeem your points

Points toward your home purchase

Rent-to-Own Rewards™ points are for purchasing a home only — not groceries, moving, or other marketplace redemptions. For everyday savings on rent, see MoreRewards™ on the OWN™ membership.

Home purchase only

Accumulated points are applied toward purchasing a home through an approved Rented123.com real estate transaction (conditions apply).

Built from your rent

Each qualifying $1,000 in rent processed through SecurePay contributes to your reported line of credit and earns 1.5% in Rent-to-Own points.

Approved agent required

You must be represented by an approved Rented123.com real estate agent to redeem points toward a home purchase.

Groceries & marketplace perks?

That's MoreRewards™ — a separate program included with OWN™ for groceries, moving, partner services, and marketplace savings on rent.

Why it matters

Rent that works harder for you

Your largest monthly expense shouldn't disappear — it should build toward something.

Earn while you rent

No extra steps. Pay rent through Rented123 SecurePay and Rent-to-Own points accrue automatically each month.

Purpose-built for homeownership

Unlike MoreRewards™, Rent-to-Own points are reserved exclusively for purchasing a home — not transferred to other programs or parties.

A path toward ownership

Rent-to-Own Rewards™ is designed to help renters accumulate value toward a home purchase over time, with an approved Rented123 agent.

Available with membership

Unlock rewards with GROW™ or OWN™

Rent-to-Own Rewards™ points are included with GROW™ and OWN™ memberships. Upgrade when you're ready to turn every rent payment into progress.

Compare memberships

Start earning from the rent you already pay

Join Rented123, pay rent through the platform, and watch your points grow month after month.